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Blicico.Life
Blicico.Taxi
Blicico.Cargo

Insurance Aggregator

Universal Platform of Insurance Aggregation developed on the basis of Blockchain Technology.
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Life and Health Insurance Platform

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Life and Health Insurance. The unique platform which helps to manage risks and time by implementing Blockchain in insurance.
More information
Time mark is sent by the help of a transaction to blockchain and confirms beginning of short-term insurance.
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Mar-21-2018 04:36:55 PM+UTC TX# 0X363D99DA229E569588 7968C923B33EB3A2A024CF9E 71AD0CA38EFFC8D606641A> 37 secs ago From 0xfbb1b73c4f0bda4f6 7dca266ce6ef42f520fbb98 To 0xf8700dffabac07a2800694 19298545387b4d5357 Amount 0 Ether
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AS A RESULT
$ $ $
The contract total price is reduced within the deal validity term.
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Product for cargo insurance

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Blicico.Cargo reduces cargo insurance time from one day up to a few clicks. This is a marketplace for transport companies at which insurance companies are competing for clients online. As a result the quality and speed of underwriters’ work are improved, and reasonable and fair prices are offered to the cargo company.
More information

Taxi passengers insurance

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Taxi passenger insurance is an innovative product which has been developed by using Blockchain technology and which helps taxi aggregators to reduce insurance costs significantly.
More information
Numbers and data on target market project

Insurance from accidents

Life insurance

The ratio of premiums to payments for life insurance in 2016 (in billion $)

The ratio of premiums to payments for accident insurance in 2016 (in billion $)

Insurance premiums collection by year (in billion $)

Life insurance in the world (in billion $)

Accident insurance in the world (in billion $)

Aggregators will have driven out usual taxi companies till 2021

Gross revenue from taxi transportation in the world (billion $)

Taxi aggregators gross revenue (billion $)

The sample for the premiums of the insurance market of cargo shipments in 2014 год in mln $

The sample for the premiums of the insurance market of cargo shipments in 2015 год in mln $

The sample for the premiums of the insurance market of cargo shipments in 2016 год in mln $

World cargo insurance market in 2014 in bln $

World cargo insurance market in 2015 in bln $

World cargo insurance market in 2016 in bln $

Volume of cargo transportation by main tractors in the world (in billion tons and billion ton-kilometers)

Volume of cargo transportation by main tractors (billion ton-kilometers)

Cargo insurance in the world (in billion $)

The ratio of premiums and payments for cargo insurance in 2016 (in million $)

Share of freight transport by type of transport in the world

Share of freight transport by type of transport in Germany

Share of freight transport by type of transport in China

Share of freight transport by type of transport in Britain

Share of freight transport by type of transport in USA

Share of freight transport by type of transport in Russia

Road map
05/2017Creating the concept of insurance on the blockchainDONE
10/2017Incorporating team membersDONE
12/2017Creating a white paperDONE
08/2018Elaboration of the project Blicico in the community and investment environmentDONE
09/2018Getting started on MVPDONE
12/2018Project FinancingDONE
04/2019Creation of Blicico Cargo business modelIN PROGRESS
05/2019Electronic unit monitoring softwareIN PROGRESS
06/2019Development of design documentation and technical requirements for the electronic unitIN PROGRESS
06/2019Server Software for Electronic ComponentIN PROGRESS
06/2019Blockchain developmentIN PROGRESS
07/2019Electronic Unit PrototypeIN PROGRESS
07/2019Blockchain DappIN PROGRESS
09/2019Web platformIN PROGRESS
09/2019Finishing MVPIN PROGRESS
Team
FOUNDER - Marsel Karamullin
FOUNDER
Marsel Karamullin
CEO - Dinislam Islamov
CEO
Dinislam Islamov
CCO - Pavel Kurkin
CCO
Pavel Kurkin
Head of Insurance Department - Oleg Solodkov
Head of Insurance Department
Oleg Solodkov
DESIGNER - Denis Byvaltsev
DESIGNER
Denis Byvaltsev
LAWYER - Andrey Kislitsyn
LAWYER
Andrey Kislitsyn
HEAD OF SMM - Maksim Vyshegorodtsev
HEAD OF SMM
Maksim Vyshegorodtsev
ECONOMIST - Denis Gnevanov
ECONOMIST
Denis Gnevanov
INSURANCE UNDERWRITER - Fedor Udovichenko
INSURANCE UNDERWRITER
Fedor Udovichenko
TECHNICAL COORDINATOR - Andrey Antropov
TECHNICAL COORDINATOR
Andrey Antropov
PROJECT MANAGER - Airat Minkhaerov
PROJECT MANAGER
Airat Minkhaerov
CHIEF BLOCKCHAIN OFFICER - Denis Bredikhin
CHIEF BLOCKCHAIN OFFICER
Denis Bredikhin
Advisors
PR-manager - Maria Lapuk
Maria
Lapuk
PR-manager
BIOGRAPHY
Economist - Evgeniy Romanenko
Evgeniy
Romanenko
Economist
BIOGRAPHY
Expert - Igor Vasiliev
Igor
Vasiliev
Expert
BIOGRAPHY
Expert - Dinar Shakirzianov
Dinar
Shakirzianov
Expert
BIOGRAPHY
Agrarium Founder - Rustam Davletbaev
Rustam
Davletbaev
Agrarium Founder
BIOGRAPHY
Lawyer - Vladimir Kolmogorov-Bogatov
Vladimir
Kolmogorov-Bogatov
Lawyer
Investor Relations Director - Alex Kurashenko
Alex
Kurashenko
Investor Relations Director
BIOGRAPHY
Blockchain & STO Expert - Gary Baiton
Gary
Baiton
Blockchain & STO Expert
BIOGRAPHY
Advisor - Vyacheslav Stavitskiy
Vyacheslav
Stavitskiy
Advisor
BIOGRAPHY
[ { "date": "2015", "All Taxi": 231, "Taxi Aggregators": 52 }, { "date": "2016", "All Taxi": 229, "Taxi Aggregators": 66 }, { "date": "2017", "All Taxi": 240, "Taxi Aggregators": 90 }, { "date": "2018 *", "All Taxi": 272, "Taxi Aggregators": 145 }, { "date": "2019 *", "All Taxi": 301, "Taxi Aggregators": 213 }, { "date": "2020 *", "All Taxi": 337, "Taxi Aggregators": 256 }, { "date": "2021 *", "All Taxi": 358, "Taxi Aggregators": 319 }, { "date": "2022 *", "All Taxi": 377, "Taxi Aggregators": 333 }, { "date": "2023 *", "All Taxi": 395, "Taxi Aggregators": 346 }, { "date": "2024 *", "All Taxi": 414, "Taxi Aggregators": 365 }, { "date": "2025 *", "All Taxi": 431, "Taxi Aggregators": 389 } ]
[ { "date": "2014", "blns ton-km": 50750, "blns ton": 225.2 }, { "date": "2015", "blns ton-km": 48700, "blns ton": 224.9 }, { "date": "2016", "blns ton-km": 59600, "blns ton": 236.2 } ]
[ { "date": "Russia", "2014": 247, "2015": 233, "2016": 234.5 }, { "date": "Kazakhstan", "2014": 155.7, "2015": 161.9, "2016": 163.3 }, { "date": "France", "2014": 159.53, "2015": 148.71, "2016": 151.21 }, { "date": "Germany", "2014": 310.14, "2015": 314.82, "2016": 315.71 }, { "date": "Poland", "2014": 262.86, "2015": 273.11, "2016": 303.56 }, { "date": "UK", "2014": 144.94, "2015": 160.89, "2016": 179.89 }, { "date": "USA", "2014": 2941.8, "2015": 2990.2, "2016": 3123.1 }, { "date": "China", "2014": 5684.69, "2015": 5795.57, "2016": 6108.01 } ]
[ { "date": "Sweden", "Премии": 29, "Выплаты": 0.03 }, { "date": "Switzerland", "Премии": 31, "Выплаты": 0.2 }, { "date": "Italy", "Премии": 113, "Выплаты": 0.7 }, { "date": "Ireland", "Премии": 37, "Выплаты": 0.7 }, { "date": "Australia", "Премии": 37, "Выплаты": 3 }, { "date": "Luxemburg", "Премии": 18, "Выплаты": 3 }, { "date": "Britain", "Премии": 145, "Выплаты": 53 } ]
[ { "date": "Uber", "2015": 10, "2016": 20, "2017": 37 }, { "date": "Ola", "2015": 4.7, "2016": 5.3, "2017": 6.5 }, { "date": "DiDi", "2015": 10.6, "2016": 12.1, "2017": 13.6 }, { "date": "Lyft", "2015": 1.5, "2016": 2.7, "2017": 3.5 }, { "date": "Yandex.Taxi", "2015": 0.3, "2016": 0.5, "2017": 1 }, { "date": "Others", "2015": 24.9, "2016": 25.4, "2017": 28.4 } ]
[ { "date": "2014", "All Premiums": 44.400, "AT* Premiums": 13.700, "AT* Payments": 0.800 }, { "date": "2015", "All Premiums": 44.500, "AT* Premiums": 13.200, "AT* Payments": 0.700 }, { "date": "2016", "All Premiums": 47.700, "AT* Premiums": 14.500, "AT* Payments": 0.600 } ]
[ { "date": "South Korea", "Premiums": 25, "Payments": 2.4 }, { "date": "Germany", "Premiums": 49, "Payments": 1.2 }, { "date": "Italy", "Premiums": 6, "Payments": 0.7 }, { "date": "China", "Premiums": 1.7, "Payments": 0.4 }, { "date": "Russia", "Premiums": 1.7, "Payments": 0.2 }, { "date": "Mexico", "Premiums": 3.6, "Payments": 0.2 }, { "date": "Argentina", "Premiums": 4.4, "Payments": 0.09 } ]
[ { "date": "Italy", "Premiums": 150, "Payments": 49.14 }, { "date": "Indonesia", "Premiums": 25, "Payments": 13.44 }, { "date": "Poland", "Premiums": 20.1, "Payments": 4.02 }, { "date": "China+Hong Kong", "Premiums": 7, "Payments": 2.33 }, { "date": "Russia", "Premiums": 4, "Payments": 0.8 } ]
[ { "date": "Japan", "2014": 960, "2015": 820, "2016": 850 }, { "date": "Britain", "2014": 230, "2015": 200, "2016": 210 }, { "date": "Italy", "2014": 195, "2015": 155, "2016": 150 }, { "date": "Netherlands", "2014": 125, "2015": 85, "2016": 80 } ]
[ { "date": "USA", "2013": 782, "2014": 789, "2015": 827, "2016": 836 }, { "date": "Japan", "2013": 330, "2014": 332, "2015": 299, "2016": 297 }, { "date": "Britain", "2013": 224, "2014": 244, "2015": 222, "2016": 145 }, { "date": "Germany", "2013": 116, "2014": 118, "2015": 96, "2016": 94 }, { "date": "Italy", "2013": 113, "2014": 147, "2015": 127, "2016": 113 } ]
[ { "date": "USA", "2013": 518, "2014": 594, "2015": 657, "2016": 703 }, { "date": "Germany", "2013": 57, "2014": 57, "2015": 48, "2016": 49 }, { "date": "Korea", "2013": 44, "2014": 22, "2015": 33, "2016": 25 }, { "date": "France", "2013": 26, "2014": 26, "2015": 23, "2016": 47 }, { "date": "Switzerland", "2013": 14, "2014": 14, "2015": 13, "2016": 13 } ]
[ { "date": "2015", "All Taxi": 231, "Taxi Aggregators": 52 }, { "date": "2016", "All Taxi": 229, "Taxi Aggregators": 66 }, { "date": "2017", "All Taxi": 240, "Taxi Aggregators": 90 }, { "date": "2018 *", "All Taxi": 272, "Taxi Aggregators": 145 }, { "date": "2019 *", "All Taxi": 301, "Taxi Aggregators": 213 }, { "date": "2020 *", "All Taxi": 337, "Taxi Aggregators": 256 }, { "date": "2021 *", "All Taxi": 358, "Taxi Aggregators": 319 }, { "date": "2022 *", "All Taxi": 377, "Taxi Aggregators": 333 }, { "date": "2023 *", "All Taxi": 395, "Taxi Aggregators": 346 }, { "date": "2024 *", "All Taxi": 414, "Taxi Aggregators": 365 }, { "date": "2025 *", "All Taxi": 431, "Taxi Aggregators": 389 } ]
[ { "date": "Uber", "2015": 10, "2016": 20, "2017": 37 }, { "date": "Ola", "2015": 4.7, "2016": 5.3, "2017": 6.5 }, { "date": "DiDi", "2015": 10.6, "2016": 12.1, "2017": 13.6 }, { "date": "Lyft", "2015": 1.5, "2016": 2.7, "2017": 3.5 }, { "date": "Yandex.Taxi", "2015": 0.3, "2016": 0.5, "2017": 1 }, { "date": "Others", "2015": 24.9, "2016": 25.4, "2017": 28.4 } ]
[ { "date": "Bitfinex", "Sell": 8533.3, "Buy": 8545 }, { "date": "Binance", "Sell": 8542.4, "Buy": 8552 }, { "date": "HitBTC", "Sell": 8545.14, "Buy": 8550.75 } ]
[ { "date": "Bitfinex", "Sell": 719.84, "Buy": 721 }, { "date": "Binance", "Sell": 720.43, "Buy": 722.37 }, { "date": "HitBTC", "Sell": 721.4, "Buy": 720.69 } ]
[ { "date": "2013", "Payments": 182, "Premiums": 2704 }, { "date": "2014", "Payments": 307, "Premiums": 2904 }, { "date": "2015", "Payments": 496, "Premiums": 2719 }, { "date": "2016", "Payments": 587, "Premiums": 2740 } ]
[ { "date": "2015", "Volume": 0.4 }, { "date": "2016", "Volume": 1 }, { "date": "2017", "Volume": 5.6 }, { "date": "4 мес. 2018", "Volume": 6.3 } ]
[ { "date": "Bitfinex", "Sell": 140.69, "Buy": 140.64 }, { "date": "Binance", "Sell": 141, "Buy": 140.37 }, { "date": "HitBTC", "Sell": 140.64, "Buy": 141.01 } ]
[ { "date": "Bitfinex", "BTC/USD": 34.84, "ETH/USD": 131.77, "LTC/USD": 235.41 }, { "date": "Binance", "BTC/USD": 21.71, "ETH/USD": 97.62, "LTC/USD": 248.30 }, { "date": "HitBTC", "BTC/USD": 2.35, "ETH/USD": 6.66, "LTC/USD": 64.79 } ]
[ { "date": "2013", "Premiums": 961, "Payments": 28 }, { "date": "2014", "Premiums": 1014, "Payments": 29 }, { "date": "2015", "Premiums": 1087, "Payments": 28 }, { "date": "2016", "Premiums": 1203, "Payments": 19 } ]
[ [0, 276], [0, 113], [0, 142], [0, 382], [1, 0] ]
[ [0, 24], [0, 20], [0, 40], [0, 1], [0, 15], [1, 0] ]
[ [0, 44], [0, 17], [0, 36], [0, 0.5], [0, 2.5], [1, 0] ]
[ [0, 52.2], [0, 12.7], [0, 32.7], [0, 0.1], [0, 2.3], [1, 0] ]
[ [0, 76.7], [0, 3], [0, 18], [0, 0.3], [0, 2], [1, 0] ]
[ [0, 4], [0, 11], [0, 66], [0, 1], [0, 18], [1, 0] ]
[ [0, 29], [0, 48], [0, 6], [0, 1], [0, 16], [1, 0] ]
[ [0, 13700], [0, 800], [1, 0] ]
[ [0, 13200], [0, 700], [1, 0] ]
[ [0, 14500], [0, 600], [1, 0] ]
[ [0, 44400], [0, 2500], [1, 0] ]
[ [0, 44500], [0, 2400], [1, 0] ]
[ [0, 47700], [0, 2000], [1, 0] ]
[ { "date": 2013, "Premiums": 961, "Payments": 28 }, { "date": 2014, "Premiums": 1014, "Payments": 29 }, { "date": 2015, "Premiums": 1087, "Payments": 28 }, { "date": 2016, "Premiums": 1203, "Payments": 19 } ]
[{ "date": 2013, "Premiums": 2704, "Payments": 182 }, { "date": 2014, "Premiums": 2904, "Payments": 307 }, { "date": 2015, "Premiums": 2719, "Payments": 496 }, { "date": 2016, "Premiums": 2740, "Payments": 587 }]
[{ "year": "2015", "Aggregators": "29", "Usual taxi": "71" }, { "year": "2016", "Aggregators": "33", "Usual taxi": "67" }, { "year": "2017", "Aggregators": "38", "Usual taxi": "62" }, { "year": "2018", "Aggregators": "53", "Usual taxi": "47" }, { "year": "2019", "Aggregators": "71", "Usual taxi": "29" }, { "year": "2020", "Aggregators": "72", "Usual taxi": "28" }, { "year": "2021", "Aggregators": "80", "Usual taxi": "20" }, { "year": "2022", "Aggregators": "90", "Usual taxi": "10" }]
Aggregators|Usual taxi
bln $
Insurance payments
Insurance premiums
https://www.youtube.com/embed/LXTgtv9AVIA

Blicico’s Life Service provides a unique opportunity to get short-term insurance for all life events. It is possible to get insurance from any place of the world within a few minutes, regardless whether you skydive, snowboard, dive or raft. The service is intended to be used by those people who go in for active kinds of sports and are not eager to pay extra money for a full annual insurance.

Life Product is an innovative marketplace which makes an access available to proposals from insurance companies all over the world. The platform provides each user with a possibility to choose insurance validity term and prices as reasonable as possible. The BlockChain Blicico technology determines not only time and place of insurance activation, as well as a full insurance story of all users of the service. Such an approach fully reduces risks of fraud for insurance companies, and it will help loyal policyholders to additionally save their money.

https://www.youtube.com/embed/bY2XwjSwrLk

Taxi aggregators’ profit has increased up to 90 billion dollars per year within the last 5 years. The share of taxi market will have been equal to 90 % among all taxi services till 2025. Blicico. Our product creates significant advantages for taxi aggregators in the sphere of passenger insurance.

The risks have been calculated for taxi passenger insurance for all 365 days per year 24 hours a day till now. Although a customer actually spends not more than 20 per cent of its time inside the car and accordingly most of the amounts refer to out-of-service time. Blicico’s innovative product called Realtaxi will reduce expenses on insurance by 5-7 times.

Realtaxi platform service is installed directly in the interface of taxi aggregators’ applications without installing additional software. BlockChain Blicico technology calculates and determines exactly time and coordinates positions of the trip. This information is available for all network participants simultaneously. It is also possible to introduce data on quantity of passengers and availability of luggage on the platform which will additionally reduce the insurance cost. The insurance company fully receives accurate information on the trip, as a result the insurance of the passenger is provided in case of a car accident only for the passenger’s stay inside the car.

https://www.youtube.com/embed/wl-fZ3vBUj8

Blicico’s Realcargo reduces cargo insurance time from one day up to a few clicks. This is a marketplace for transport companies at which insurance companies are competing for clients online. As a result the quality and speed of underwriters’ work are improved, and reasonable and fair prices are offered to the cargo company.

There is a unified custody account on Realcargo platform for each transport company, the money from which are immediately remitted to a chosen insurance company. The user loads its constituent documents and reads an agreement, which is unified for all people, at the primary stage of working with the product which significantly reduces insurance time. There are three independent applications being developed for convenience of the platform use:

  • For insurance companies;
  • For transport companies;
  • For a driver of the transport company.

All stages of cargo transportation are tracked thanks to Blockchain technology. So, the insurance company receives true information on a date, time, location, load, unload and transportation of the cargo.

https://www.youtube.com/embed/7XJm7ozkb2g

Lifeteam platform has been developed for insurance of ICO project managers. The promotion and profitability of each project of this kind depend mainly on a manager’s charismatic features of character. In case of its death or loss of labor capability the startup is deprived of its main moving force which may cause loss of investments. The insurance of ICO project managers on Lifeteam platform will help developing companies to get greater investments from professional investors who take any possible risks into account.

All token holders become beneficiaries in case of insurance event. The payments are made in full volume of the investments under the insurance agreement regardless of the increase or decrease of the company’s capitalization. Blicico’s BlockChain technology makes an individual mark-key to the token when receiving payments which excludes possibility of repeated receiving of insurance indemnity.

https://www.youtube.com/embed/AWZl2Sodqv8

This is a universal platform for traders and it consists of 2 services:

  • SmartChoice Service helps to promptly find the most favorable prices of cryptocurrency on dozens of exchanges. The service offers the most advantageous transactions itself on the basis of arbitrage prices on cryptocurrency exchanges.
  • Insurance of transactions helps to reach loss-free trades on cryprocurrency exchanges and to efficiently increase the equity.

Blicico’s CoinHedge platform is a brokerage for successful cryptocurrency trade. It is an innovative service that helps every user to get information about the best price on top cryprocurrency exchanges immediately. There is a possibility to realize tenders without verification on each exchange market separately. Additional services of CoinHedge platform will make the work related to cryptocurrency easier and clearer even for a new-comer.

SmartChoice best price selection has been developed to make the purchase at a lower price and the sale at a higher price possible without reference to one exchange. You can insure all transactions from market negative movement by using options. The easy-to-use interface which may be set up at your own discretion makes it possible to immediately commit cryptocurrency purchase and sale transactions without leaving CoinHedge application. The built-in RSS-aggregator of news will help each user to be notified of the last events in the cryptocurrency world.

https://www.youtube.com/embed/xMcm3U1AbrU

The transactions and investments are protected by Blicico from fraud in ICO due to Antiscam service. The platform helps each investor to estimate the project promotion and the aim of money expenditure on the basis of reports of the insured startup. The decision on further financing is made by voting, in which all token holders take part. Each token is a beneficiary and equal to one vote.

Blockchain technology and DeVote decentralized vote fully exclude a possibility of double voting and repeated return of investments. This is reached by the record in an individual code-key token in each action in the platform. The insurance indemnity of investments is performed in accordance with the index which is proportional to an amount remitted for the project. The token is a beneficiary under the insurance agreement. At the same time it is not important whether it has been granted or purchased: any token holder may receive premiums.

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PR-manager - Maria Lapuk
Maria
Lapuk
PR-manager
PR-professional with backgrounding in technological and innovative companies. She has been working with MTS press-service department, has been a manager of Odnoklassniki press-service and FRII venture fund.
Economist - Evgeniy Romanenko
Evgeniy
Romanenko
Economist

Economist (Austrian Economics), financial markets specialist (FSFM 1.0, 2.0, 3.0, 4.0, 5.0, 6.0, 7.0).

Author (70 articles, 10 magazines).

YouTube Host (2000+ interviews, 300+ experts, 15+ million views).

MC (30+ cryptoevents, 10 cities, 4 countries).

Ambassador of Crypto Georgia.

Expert - Igor Vasiliev
Igor
Vasiliev
Expert

Founder and Director General of Global Investment Academy.
TICN official representative (The Investment Club Network) in Russia and on the territory of NSW state, in Australia.
Director General of Global Achievers Academy, Australia.
Investor in immovable property and stock market (in Russia and abroad).
Chairman of three investment clubs (Ireland and Australia).
Trainer in themes referred to investment on the stock market (fundamental and technical analysis of companies, option trade, investor’s psychology, etc.)

Expert - Dinar Shakirzianov
Dinar
Shakirzianov
Expert

Project manager Digital Artel AGRARIUM

Founder of IT companies such as agro.ai, aidainvest.ru, agrarium-invest.ru.

Agrarium Founder - Rustam Davletbaev
Rustam
Davletbaev
Agrarium Founder

Author of a well-known Russian experiment in the village of Shaimuratovo of the Republic of Bashkortostan – goods tickets called “shaimuratiki”.

Investor Relations Director - Alex Kurashenko
Alex
Kurashenko
Investor Relations Director

North America Business Development. Assisted to companies in fundraising. Advisory for crypto funds such as Ultra Fund VC, DTI capital, Silurus Capital.

Blockchain & STO Expert - Gary Baiton
Gary
Baiton
Blockchain & STO Expert

Blockchain & STO Expert, Senior Advisor @ Roadshow.global, Senior Advisor @ IBC Group, Managing Partner @ CCG, Senior Advisor @ Kuende, Angel Investor.

Advisor - Vyacheslav Stavitskiy
Vyacheslav
Stavitskiy
Advisor

Advisor of Investment Accelerator NEWLEAGUE and Niubility WorldBlockchain & Technology Association.

Consultant sales. specialist in motivating teams.

Psychologist, coach (working with fears and limitations).